Strategic Defense Leads to Strong Verdict in Hurricane Ian Insurance Trial in Charlotte County, FL

CSK Defense Team
Bonita Springs Managing Partner Ron Campbell
Miami Partner Dania Battle

Case Summary
A recent Hurricane Ian insurance dispute resulted in a favorable outcome for the Defendant, a Florida-based insurance entity. The Plaintiff sought $250,000 in damages, presenting evidence of completed repairs. Prior to trial, the Florida Insurance Guaranty Association (FIGA) had already paid $50,000, in addition to the $15,000 previously paid by the now-bankrupt original insurer. FIGA also offered an additional $100,000, which the Plaintiff declined.

Defense Strategy
The CSK Defense Team’s strategy focused on presenting a clear, credible defense through a single witness, whose testimony was described as “authentic” and “essentially perfect.” Swift trial readiness, strategic minimalism, and effective witness preparation make this case a standout in the broader landscape of Hurricane Ian litigation in Florida.

Verdict
The jury awarded $118,000 in total damages, but after subtracting prior payments, the final judgment stood at approximately 20% of what was asked. Importantly, the Plaintiff did not qualify for attorney’s fees, as they failed to exceed their Proposal for Settlement (PFS).

Our team is available to discuss the topics written here and ready to provide additional information contained in this article. Contact us for more information.

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